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Frequently asked questions

Helping you navigate the world of lost funds

Junk insurance is an Aussie term to describe add-on insurance policies which are added to loans and credit cards.

Common examples are consumer credit insurance and guaranteed asset protection (GAP) that are added onto loans with the rest of the paperwork.

You might have paid for junk insurance accidentally over the years. If you’ve purchased a car or gotten a credit card or home loan, you may have unintentionally paid for junk insurance or a rubbish warranty. Read more about junk insurance here.

If you’ve been sold insurance without your consent or knowledge, Claimo is here to help refund your money back. Here are the current class actions, read more about class action refunds here.

A class action refund is a settlement or pay out from an existing class action.

You can find out more about all current, and past class actions here.

Refunds vary from hundreds to thousands depending on the policy. CCI & GAP policies often incur interest charges too, making for higher refunds.

When you apply for a car loan, personal loan, or credit card, you may have bought consumer credit insurance (CCI), guaranteed asset protection (GAP), mechanical breakdown insurance and tyre and rim insurance policies. These products are expensive, offer poor value for money and you might be entitled to a refund.

Claimo are experts in getting money back for these policies on a No Win No Fee basis.

Consumer credit insurance (CCI) provides cover for consumers if they are unable to meet their minimum loan repayments due to unemployment, sickness or injury or to pay the outstanding loan balance upon death. CCI is optional and is usually sold by lenders to consumers with a car loan, credit card, personal loan or home loan. Learn more about consumer credit insurance refunds here.

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